Our Vision
A world where everyone has a decent place to live.

Our Mission Statement
Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

About Genesee County Habitat for Humanity
Genesee County Habitat for Humanity) is part of a global, nonprofit housing organization operated on Christian principles that seeks to put God’s love into action by building homes, communities and hope. Genesee County Habitat for Humanity is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions. Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.

All are welcome
Genesee County Habitat for Humanity has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.

About Habitat for Humanity International
Founded in Americus, Georgia, USA, in 1976, Habitat for Humanity today operates around the globe and has helped build, renovate andrepair more than 600,000 decent, affordable houses sheltering more than 3 million people worldwide.

Info
Genesee County Habitat for Humanity is a Christian housing ministry, affiliated with Habitat for Humanity International, but controlled locally. It is made up of people who volunteer their time and work to provide decent, affordable homes for persons who could not otherwise afford to buy a home. Habitat is financed through donations of money and materials. Houses are sold at no profit, and no interest, typically over a 20 year period.

Qualifications
Habitat selects people who are trying to take care of their needs, and who are trying to be independent but cannot afford simple, decent housing. A person’s current housing is assessed for overcrowding, safety and other problems. Applicant’s income should be such that they are not able to afford the cost of adequate housing and are not able to qualify for a standard mortgage. Their income however, must be stable and sufficient to provide the insurance, taxes, utilities and maintenance of the home. Current income ranges which are adjusted for family size are 30% of the Area Median Income fro Genesee County:

1 person $12,250 to $24,540
2 persons $14,000 to $28,080
3 persons $15,750 to $31,560
4 persons $17,500 to $35,040
5 persons $18,900 to $37,860
6 persons $20,300 to $40,680

For larger families, call the Habitat office for income ranges. (810) 766-9089 ext. 5

Application Process
We have an application process that consists of the potential homeowner/s obtaining our application packet. The applicant/s must then schedule an appointment to submit the packet along with all required documentation to be considered for further review. The Family Selection Committee will review applications and select families to be interviewed. Two members of the committee will interview selected applicants. After this first interview, the committee will recommend qualified families to the Executive Committee for further review.

Personal references, employers and landlords will be contacted, and credit checks conducted before the final selections are made. Persons who are selected by the Habitat Board continue working toward their goal of home ownership by fulfilling the following requirements:

The family must provide 250 Sweat-equity hours for each adult, as part of the Habitat Family program. The family must complete 75 hours of sweat equity on other Habitat projects before they are assigned a house. Homes are renovated or built as funds allow. Selected prospective homeowners may wait from 9 to 18 months between selection and moving into their home.

The prospective homeowner must also attend a series of credit counseling and maintenance workshops so they will have the skills necessary for maintaining their new home.

Cost
The cost of the house varies, but will be based on the fair market value of the home after completion. A down payment of $500 plus the first years insurance costs are due at the time of closing. Monthly payments, including taxes and insurance on the typical 20 year, no interest loan have ranged from $395 – $500.

Building the House
Following the completion of the first 75 hours on other Habitat projects, the balance of 250 hours of sweat equity must be provided by the family on their home, or other Habitat activities before they are allowed to move in. Relatives and friends may also work on the house along side the Habitat family, with a percentage of this time credited to the family’s sweat equity.

The Work is Not Easy
Persons selected for home ownership should plan on working at the home site from the start of construction, and stay through to the finish. The work will range on-site construction to providing water to volunteers. Home-building skills are not required, but hard work and commitment are expected.

Final Requirements
Habitat expects the Homeowner’s cooperation and participation in ground-breaking and dedication services, interviews with the press or whenever volunteers are working. After the sale of the home is final, homeowners must make monthly house payments, pay their own utility bills and take care of maintenance and repair. Habitat sells the house to the family. Habitat is not the landlord. Homeowners may make improvements to the home if they wish.